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Home Mortgage TipsHome Mortgage Tips, Homeowner Tips, Mortgages

First-time Mortgage Borrowers: Avoid These “Rookie Mistakes”

Many home buyers who are applying for their first mortgage will go to great lengths to research the options, learn more about loan terms and generally educate themselves about a process that they are unfamiliar with. Despite these common steps that rookie mortgage applicants make, they often make similar mistakes when applying for their first mortgage. By learning about these common mistakes, you can take steps to prevent making them yourself. Not Focusing on All Costs of Home Ownership Many first-time home buyers are overwhelmingly focused on setting up a mortgage payment that is affordable for their budget. While this…

What’s Ahead For Mortgage Rates This Week – June 8, 2015

Last week's economic news included reports on construction spending, Freddie Mac's mortgage rates survey and several employment related reports. The details: Construction Spending Jumps The Commerce Department reported that construction spending reached its fastest annual pace since November 2008. Most of the momentum was caused by construction of apartments, commercial projects and roads, and construction of single family homes. Builders spent 2.20 percent more in April than they did in March, which equated to an annual outlay of $1.01 trillion for all types of construction spending. Analysts said that increased spending in construction indicated that the housing sector could see…

Four Handy Tips for Managing Your Lawn Now That the Spring Rains Have Arrived

In many areas, the spring months mean warmer temperatures, more sunshine and plenty of beneficial rainfall that your yard may thrive with. These are prime growing conditions for your lawn, but they can also make lawn maintenance a challenge. By following these helpful tips, you can take better care of your yard during this rainy spring season. Re-Seed or Re-Sod Carefully The spring months are one of the best times of the year to re-seed or re-sod your lawn. If you have bare spots in your yard, these spots can turn into giant mud puddles during a heavy rainstorm that…