25
Sep
By
Mortgage Tips, ,

Understanding Title Insurance and How It Impacts Your Mortgage Loan

When you buy a home, you will be given a title to your new property. A title is a legal document that proves you own the property, and in most cases the title excludes other parties from making an ownership claim. However, not all titles give you free and clear ownership of the property. Title insurance protects you and your lender from title disputes and other ownership issues that may arise. Here are just a few ways that title insurance can impact your mortgage. How Title Insurance Protects A Lender There are certain situations in which someone might put a…
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12
Jun
By
Mortgage Tips, ,

How To Build The Ultimate Tree House For Your Children In Just Seven Steps

Building a tree house is a time honored tradition for many families. One of the benefits of having a yard is the ability to build a tree fort for your children. If you're planning to build a fun fort for your kids, here are seven steps to help you create the ultimate tree house. The Ultimate Plan For The Perfect Playhouse The best projects are often the most thought out. Sit down with your children and lay the plans for their tree house. Let them contribute their thoughts and ideas so they feel a part of the planning process. Although…
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05
Jun
By
Mortgage Tips, ,

How Pre-Qualifying Helps You Find the Right Home

Too often, home buyers are disappointed when they find their dream home only to discover they are not able to get a mortgage to purchase the property. There are methods that potential buyers can use to ensure this does not happen to them. One of these options is to ensure you obtain a pre-qualification from your lender. It is important to understand the difference between a pre-approval and a pre-qualification. While both are helpful, they do not carry the same weight. What Are The Differences Between These Options? A pre-qualification allows a borrower to determine how much money they may…
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