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Buying in a New Community: How to Meet and Make Friends with Your New Neighbors

One of the stresses of moving to a new area is giving up the familiarity that you have with your old neighbors and starting from scratch. Whether you've just moved to a different locale or you're planning to relocate in the near future, there are some easy ways that you can make a home of your new neighborhood right from the start. Stand Up and Smile While there are neighborhoods where people are definitely friendlier than others, by making your presence positively known you can make an instant impression on those that live around you. When you're walking around the…
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Case-Shiller: August Home Prices Accelerate

According to the Case-Shiller 20-City Home Price Index, U.S. home prices increased by 0.40 percent in August, which boosted year-over-year home price growth to 5.10 percent. Denver, Colorado continued to lead in home price gains with a monthly increase of 0.90 percent and a year-over-year gain of 10.70 percent. San Francisco, California also posted a year-over-year gain of 10.70 percent, but posted a month-to-month loss of -0.10 percent. Portland, Oregon posted a year-over-year gain of 9.40 percent with a month-to-month gain of 1.10 percent. Cities with the slowest growing home prices year-over-year included New York City with a reading of…
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Mortgages 101: How to Calculate How Much You Will Need for Your Down Payment

If you're planning to buy a home in the near future, you're probably already in the process of saving up for a down payment. But if you haven't seen a mortgage advisor or started looking at properties yet, you probably don't have a good idea of what a down payment will cost you. Different mortgages have different down payment requirements, and you'll need to figure out ahead of time how much of a down payment you need to put forward. Following are some general guidelines. Be sure to speak with a knowledgeable, local lender to get the best advice for…
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