First-time Home Buyer? Don’t Miss These Tips to Ensure Your Mortgage Application is Approved

Are you buying a home for the first time? Congratulations! Buying your own home is an excellent way to build your net worth while living in a space that you can renovate and truly make your own. If you're going to be taking out a mortgage to help pay for the up-front costs of your home, you'll want to get a head start on the approval process. With that in mind, below are four handy tips to ensure that your mortgage application is approved on your first try. Gather All Of The Necessary Information And Paperwork You're going to need…
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Refinance Now or Wait? How to Determine the Best Time to Refinance Your Mortgage

Refinancing your mortgage is a great way to reduce your monthly payments or take out some of the equity in your home to reinvest in renovations, upgrades or in other areas in your financial portfolio. Let's take a quick look at a few questions that you can ask yourself in order to determine whether you should refinance now or wait until sometime in the future. Can You Lock In A Lower Interest Rate? Depending on when you first purchased your home and took out your mortgage, you may find that by refinancing now you can lock in a lower interest…
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Self Employed and Seeking a Mortgage? How to Ensure That Your Lender Knows You’re Able to Pay

Whether you're a freelance web designer who spends their days working from a coffee shop or a small-business entrepreneur with a team of staff, if you're a self-employed individual and you're thinking about buying a new house you may face some difficulty getting approved for a mortgage. In today's blog post we'll share how you can provide paperwork and other evidence to show your mortgage lender that you're a quality applicant who has the ability to make their payments. Have Your Accountant Prep Your Paperwork As a general rule of thumb, if you're in business you should invest in the…
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